Specialized Equipment Coverage 

Across industries, getting the job done properly often requires specialized equipment with select features, custom designed parts, and highly-skilled operators. At Safehold, our team understands the complexities of owning or leasing equipment and the unique exposures clients encounter. We proactively tailor a risk management program that addresses a range of risks that many carriers will not underwrite. Whether it’s a single tractor or industrial equipment worth millions of dollars, the Safehold Equipment Program provides access to specialized coverage options at competitive prices.

Agricultural | Tractors, harvesters, implements
Construction | Dozers, material lifts, excavators, forklifts, pavers
Wood Yards | Chippers, delimbers, loaders, skid-steer loaders
Sawmills | Log splitters, conveyors, portable sawmills
Forestry | Skidders, feller bunchers, yarders, sky cars

With more than 30 years of experience working with clients in these niche industries, the Safehold Equipment Program offers several key advantages. Our team of insurance experts solely manages equipment risk exposures. This allows us to leverage in-house underwriters and adjusters who understand the nuances of equipment risk. We offer expedited quotes, low deductibles, responsive claims handling, direct billing, and flexible payment options.

Additionally, we work with financial institutions to offer a comprehensive package that incorporates risk management into the lending process. Learn more about the Safehold Point of Sale Equipment Program below.

  • Construction
  • Agricultural
  • Forestry

All classes of equipment can be underwritten as a standalone policy or in conjunction with another Safehold Special Risk Program. Blanket coverage is available on larger schedules starting at $500,000.

  • Special causes of loss, including theft
  • ACV
  • 80% coinsurance
  • Debris removal

Options of $500 and higher


  • Standalone Rented/ Leased Equipment
  • Borrowed/ Loaned Equipment to Others
  • Standalone Miscellaneous Tools
  • Cranes; Cotton Picking Operations; Combines

Safehold has developed a niche point of sale program for financial institutions who lend to clients in the construction, agricultural and forestry equipment trades. Insurance coverage options can be offered during the equipment financing process – a win for both clients and lenders.

Clients | The program provides a client-focused, comprehensive approach to addressing financing and risk management needs through a single point of contact.

Lenders | The program is easy to administer and creates a supplemental source of non-traditional fee-based income.


Additional Applications:

ACORD 152 - Commercial Inland Marine


Ready to Get Started?

Contact us to explore how Safehold can tailor a comprehensive package to meet your specialized insurance needs.

Territory: National